The licensee, acting as a Mortgage Loan Officer (NMLS #2189773) and licensed only in the state of Florida, has created the website mortgageratemiami.com as a portal to provide information on the loan process and key knowledge in the lending industry. While every effort is made to provide information as accurately as possible, no liability is assumed for clerical errors or unintentional mistakes. Any use of the information provided is at the user’s own risk.

Loan approval is not guaranteed and is subject to the lender’s review of information. All loan approvals are conditional, and all conditions must be met by the borrower. A loan is only approved when the lender has issued approval in writing and is subject to the lender’s conditions. Specific rates may not be available for all borrowers, and rates are subject to change with market conditions.

The mortgage loan officer provides information to assist potential borrowers and seeks referrals through this site. The mortgage loan officer is NOT individually or directly approved by any government agency, but is authorized to perform the origination of loans to the extent granted by the statute of the Mortgage Loan Officer license in the state of Florida.