Terms of Service
1. Acceptance of Terms
By accessing and using the website mortgageratemiami.com (the “Site”), you agree to comply with and be bound by these Terms of Service. If you do not agree to these terms, please do not use the Site.
2. Description of Service
The Site is created by the licensee, acting as a Mortgage Loan Officer (NMLS #2189773) and licensed only in the state of Florida, to provide information on the loan process and key knowledge in the lending industry. The information provided on the Site is for informational purposes only and is not guaranteed to be free from errors.
3. Use of Information
While every effort is made to provide accurate information, the licensee does not assume any liability for clerical errors or unintentional mistakes. Any use of the information provided on the Site is at the user’s own risk. Loan approval is not guaranteed and is subject to the lender’s review of information. All loan approvals are conditional, and all conditions must be met by the borrower. A loan is only approved when the lender has issued approval in writing and is subject to the lender’s conditions. Specific rates may not be available for all borrowers, and rates are subject to change with market conditions.
4. Intellectual Property
All content on the Site, including text, graphics, logos, and images, is the property of the licensee or its content suppliers and is protected by copyright and other intellectual property laws. Unauthorized use of any content on the Site is strictly prohibited.
5. Limitation of Liability
The licensee shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use the Site or any information provided on the Site. This includes, but is not limited to, damages for errors, omissions, interruptions, defects, or delays in operation or transmission.
6. Links to Third-Party Sites
The Site may contain links to third-party websites. These links are provided for convenience only and do not constitute an endorsement by the licensee of the content on such third-party sites. The licensee is not responsible for the content or practices of linked third-party sites.
7. Privacy Policy
Your use of the Site is also governed by our Privacy Policy, which can be found here. The Privacy Policy explains how we collect, use, and protect your personal information.
8. Modifications to Terms
The licensee reserves the right to modify these Terms of Service at any time. Any changes will be effective immediately upon posting on the Site. Your continued use of the Site after any changes to the Terms of Service constitutes your acceptance of the new terms.
9. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the state of Florida, without regard to its conflict of law principles.
10. Contact Information
If you have any questions or concerns about these Terms of Service, please contact us at [email protected]